Effective Date: January 2026

Welcome to Have Better Balance (“Company,” “we,” “our,” or “us”). By purchasing or accessing our products, services, or digital content (including the mini-course), you agree to the following Terms and Conditions.

If you do not agree, please do not use or purchase our products.

1 — Use of Our Products

By purchasing our digital course or services, you agree:

• You are at least 18 years old or have parental permission

• You will use the content for personal, non-commercial use

• You will not share, resell, copy, or distribute our materials

All content is protected by copyright laws.

2 — Account Access

When you enroll, you may receive login credentials. You are responsible for:

• Keeping your login information secure

• All activity that occurs under your account

We are not responsible for unauthorized access caused by your actions.

3 — Payment & Billing

All prices are listed in USD unless stated otherwise.

By purchasing, you authorize us to charge your payment method through our secure payment processor.

• Payments are processed by third-party providers (Stripe, PayPal, etc.)

• We do not store your full payment details

4 — No Refund Policy

All sales are final. No refunds will be issued under any circumstances.

Due to the digital nature of this product and immediate access upon purchase, we do not offer refunds, exchanges, or credits. By completing your purchase, you acknowledge and agree to this policy.

5 — Intellectual Property

All content, including videos, text, graphics, and downloads, is owned by Have Better Balance.

You may not:

• Reproduce or distribute content

• Sell or sublicense the materials

• Modify or create derivative works

6 — Disclaimer

This course is for educational purposes only and does not replace professional medical advice.

Always consult your healthcare provider before beginning any exercise or wellness program.

We make no guarantees regarding specific results.

7 — Limitation of Liability

We are not responsible for:

• Injuries or damages resulting from use of the course

• Technical issues beyond our control

• Loss of data or profits

Your use of this product is at your own risk.

8 — Termination

We reserve the right to:

• Suspend or terminate access

• Remove users who violate these terms

• Modify or discontinue services at any time

9 — Third-Party Tools

We may use third-party platforms such as Systeme.io for delivery and automation. We are not responsible for outages or errors from these services.

10 — Privacy

Your use of this product is also governed by our Privacy Policy.

11 — Changes to Terms

We may update these Terms at any time. Continued use of our services means you accept any changes.

12 — Governing Law

These Terms are governed by the laws of PA/USA.

13 — Contact Information

For questions, contact:

Have Better Balance
Email: lynn@havebetterbalance.com
Website: https://www.havebetterbalance.com